:root{--navy:#0b3a53;--navy2:#13597a;--gold:#2fa39a;--gold2:#9fe0d2;--sand:#f6efe3;--sand2:#ead9bd;--ink:#16303d;--muted:#557080;--bg:#f6efe3;--white:#fff;--line:#e6dccb;--radius:14px;--max:1140px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.3rem);color:#fff}h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}h3{font-size:1.2rem}
a{color:var(--navy2)}img{max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
section{padding:76px 0}.alt{background:var(--bg)}
.eyebrow{display:inline-block;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:.6em}
.lead{font-size:1.12rem;color:var(--muted);max-width:760px}
/* placeholder highlight */
.ph{background:#fff3a3;color:#5a4300;border:1px dashed #c9a400;border-radius:4px;padding:0 .3em;font-weight:600;white-space:normal}
.ph-note{background:#fff8d6;border-left:4px solid #e0b800;padding:10px 14px;border-radius:6px;font-size:.92rem;color:#5a4300}
/* banner shown while editing */
.draft-banner{background:#fff3a3;color:#5a4300;text-align:center;font-size:.88rem;padding:8px 14px;border-bottom:1px solid #e0c400}
/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(11,58,83,.96);backdrop-filter:blur(6px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{color:#fff;text-decoration:none;font-family:"Playfair Display",Georgia,serif;font-weight:700;font-size:1.05rem;line-height:1.25;display:flex;align-items:center;gap:10px}
.brand .seal{flex:0 0 38px;height:38px;border-radius:50%;border:2px solid var(--gold);display:grid;place-items:center;color:var(--gold);font-size:1.1rem}
.brand small{display:block;font-family:Inter,system-ui,sans-serif;font-weight:500;font-size:.72rem;color:var(--gold2);letter-spacing:.06em;text-transform:uppercase}
.nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0}
.nav ul a{white-space:nowrap;color:#dfe6f1;text-decoration:none;font-size:.93rem;font-weight:500}.nav ul a:hover{color:var(--gold2)}
.nav .call{white-space:nowrap}
.menu-btn{display:none;background:none;border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:8px;padding:6px 10px;font-size:1rem}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer;transition:.15s}
.btn-gold{background:var(--gold2);color:var(--navy)}.btn-gold:hover{background:#c4efe5}
.btn-outline{border-color:rgba(255,255,255,.55);color:#fff}.btn-outline:hover{border-color:var(--gold2);color:var(--gold2)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy2)}
.btn-sm{padding:9px 16px;font-size:.9rem}
/* hero */
.hero{background:linear-gradient(160deg,#0a3550 0%,#11607f 55%,#2b8f9c 100%);color:#e3f1f3;padding:88px 0 120px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:2px solid rgba(159,224,210,.22);box-shadow:0 0 0 60px rgba(159,224,210,.05)}
.hero-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero p.sub{font-size:1.15rem;max-width:620px;color:#d3e9ee}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 18px}
.trust{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.9rem;color:#cde6ea;padding:0;margin:0;list-style:none}
.trust li:before{content:"✓ ";color:var(--gold2);font-weight:700}
.hero-card{background:#fffdf9;color:var(--ink);border-radius:var(--radius);padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.3);border-top:5px solid var(--gold)}
.hero-card h3{margin-top:0}.hero-card ul{padding-left:1.1em;margin:.4em 0 1em}.hero-card li{margin:.25em 0}
/* cards */
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 2px 10px rgba(15,35,64,.04)}
.card .ico{width:44px;height:44px;border-radius:10px;background:rgba(47,163,154,.14);display:grid;place-items:center;font-size:1.3rem;margin-bottom:12px}
.card p{margin:.3em 0;color:var(--muted);font-size:.97rem}
.split{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:start}
.checks{list-style:none;padding:0;margin:0}.checks li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid var(--line)}
.checks li:before{content:"✓";position:absolute;left:0;top:9px;width:22px;height:22px;border-radius:50%;background:var(--navy);color:var(--gold2);font-size:.8rem;display:grid;place-items:center;font-weight:700}
.panel{background:var(--navy);color:#dfe6f1;border-radius:var(--radius);padding:28px}
.panel h3{color:#fff}.panel .creds{list-style:none;padding:0;margin:0}
.panel .creds li{padding:9px 0;border-bottom:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.panel .creds span:first-child{color:#aebcd2}
/* pricing */
table.fees{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
table.fees th,table.fees td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
table.fees th{background:var(--navy);color:#fff;font-weight:600}
.small{font-size:.88rem;color:var(--muted)}
/* area */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0 0;padding:0;list-style:none}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 12px;font-size:.9rem}
/* testimonials */
.quote{border-left:4px solid var(--gold)}
/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 20px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;padding:16px 0;color:var(--navy);list-style:none;position:relative;padding-right:28px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--gold)}
details[open] summary:after{content:"–"}
details p{margin:0 0 16px;color:var(--muted)}
/* form */
form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{display:block;font-weight:600;font-size:.9rem;margin:12px 0 5px;color:var(--navy)}
input,select,textarea{width:100%;padding:12px 13px;border:1px solid #cfd6e1;border-radius:9px;font:inherit;font-size:.98rem;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
textarea{min-height:120px;resize:vertical}
.contact-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.contact-list{list-style:none;padding:0;margin:0 0 20px}.contact-list li{padding:8px 0}
/* disclaimer + footer */
.disclaimer{background:#eef1f6;border:1px solid #d5dce8;border-radius:12px;padding:18px 20px;font-size:.92rem;color:#2d3a50}
.disclaimer strong{display:block;color:var(--navy);margin-bottom:4px;letter-spacing:.02em}
footer{background:#082b3e;color:#aebcd2;padding:50px 0 28px;font-size:.92rem}
footer h4{color:#fff;margin:0 0 10px;font-size:1rem}footer a{color:#dfe6f1}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:.84rem}
.legal .disclaimer{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.15);color:#dfe6f1}
.legal .disclaimer strong{color:var(--gold2)}
/* mobile sticky call bar */
.mobile-bar{display:none}
/* responsive */
@media (max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}.hero-grid,.split{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:1180px){.nav ul{display:none;position:absolute;left:0;right:0;top:68px;background:var(--navy);flex-direction:column;padding:14px 22px;gap:12px}.nav ul.open{display:flex}.menu-btn{display:block}.nav .call{display:none}}
@media (max-width:640px){body{font-size:16px}section{padding:56px 0}.hero{padding:60px 0 56px}.g2,.g3,.g4,.foot-grid,form .row{grid-template-columns:1fr}.cta-row .btn{flex:1 1 100%}
 .mobile-bar{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--navy);border-top:2px solid var(--gold)}
 .mobile-bar a{color:#fff;text-align:center;padding:12px 4px;text-decoration:none;font-weight:700;font-size:.92rem}.mobile-bar a+a{border-left:1px solid rgba(255,255,255,.15)}
 footer{padding-bottom:80px}table.fees th,table.fees td{padding:11px 10px;font-size:.92rem}.brand{font-size:.92rem}}
@media print{.draft-banner,.mobile-bar,header.site{display:none}}

/* coastal touches */
.wave{display:block;width:100%;height:70px;margin-top:-1px}
.hero .wave-bottom{position:absolute;left:0;right:0;bottom:-1px;height:80px;width:100%;z-index:1}
.wave-sep{line-height:0;background:var(--white)}.wave-sep.to-sand{background:var(--white)}
.alt{background:var(--sand)}
.card{border-radius:18px}
.card:hover{box-shadow:0 10px 26px rgba(11,58,83,.08)}
.panel{background:linear-gradient(160deg,#0b3a53,#13597a)}
.eyebrow{color:var(--gold)}
.hero .eyebrow{color:var(--gold2)}
.brand .seal{border-color:var(--gold2);color:var(--gold2)}
.hero-card{border-top-color:var(--gold)}
table.fees th{background:var(--navy2)}
.contact-strip{background:linear-gradient(120deg,#e9f6f3,#f6efe3)}
.nav .call .ph{white-space:nowrap}.brand small{white-space:nowrap}
#area .split{grid-template-columns:1fr}
@media (max-width:640px){.brand small{white-space:normal}}
.stars{color:#e0a800;font-size:1.15rem;letter-spacing:2px;margin:0 0 6px}